Official Currency
The official currency of Bhutan is the Bhutanese Ngultrum (BTN), abbreviated as Nu. Additionally, the Indian Rupee (INR) is widely accepted throughout the country, especially in border areas. However, it’s advisable to carry Ngultrum for transactions within Bhutan to avoid any inconvenience.

Currency Exchange
Currency exchange services are available at major banks and authorized money changers in Bhutan. It’s recommended to exchange your currency upon arrival at the airport or in major cities like Thimphu and Paro. While some hotels may offer currency exchange services, the rates may not be as favorable as those at banks.

ATMs and Credit Cards
ATMs are available in urban centers like Thimphu and Paro, but they may be limited in rural areas. Most ATMs accept major international credit and debit cards, including Visa and Mastercard. However, it’s wise to carry sufficient cash for remote areas where ATMs may not be accessible.

Tipping and Service Charges
Tipping is not a common practice in Bhutan, as service charges are usually included in hotel and restaurant bills. However, if you receive exceptional service, a small tip or gratuity is appreciated but not expected. Be sure to check your bill to avoid double-tipping.

Budgeting for Your Trip
Bhutan operates on a “Minimum Daily Package” system for tourists, which covers accommodation, meals, transportation, and a licensed guide. This package must be paid in advance to the Tourism Council of Bhutan or an authorized travel agent. It’s essential to budget accordingly and plan your expenses based on the daily tariff set by the government.

Final Tips

• Carry a mix of Ngultrum and Indian Rupees for convenience.
• Inform your bank of your travel plans to avoid card issues abroad.
• Keep small denominations for smaller purchases and tips.
• Check the latest exchange rates before exchanging currency.